Truck Accident Statute of Limitations in Iowa (2026)

In Iowa, you generally have 2 years from the date of a truck crash to file a personal injury lawsuit, and 2 years to bring a wrongful death claim, which runs from the date of death. If a government vehicle or agency was involved, written notice may be required in as little as 60 days — far sooner than the filing deadline.

These deadline figures have not yet been verified by an attorney. 51 of 51 jurisdictions are pending review against the statute each one cites. Use this tool to understand how the two clocks work — not as a final answer on your own dates. Confirm anything you rely on with a licensed attorney.

How much time do I actually have?

Five questions. Nothing you enter is sent anywhere.

Where did the crash happen?

What date did it happen?

If you are not certain of the exact day, use your best estimate.

This runs entirely on your phone. Your answers are never transmitted, stored, or seen by anyone — including us — unless you choose to send them at the end.

Iowa deadlines at a glance

Every clock that can apply to your claim

Deadline	Period	Notes	Statute
Personal injury lawsuit	2 years	From the date of crash.	Iowa Code § 614.1(2)
Wrongful death claim	2 years	Runs from the date of death.	Iowa Code § 614.1(2)
Notice to a state agency	Varies	Required before suing a state body.	Iowa Code § 670.5
Notice to a city or county	60 days	Required before suing a municipal body.	Iowa Code § 670.5
Claimant under 18	Tolled	Tolled until 18th birthday.	Iowa Code § 614.1(2)

I-80 is a primary transcontinental truck route; winter conditions feature in many crashes.

Whatever the filing period says, the evidence in a Iowa truck case runs out on the federal clock, not the state one. Driver logs are destructible after six months, and the engine data and camera footage that show what actually happened in the seconds before impact are commonly gone within a month.

The part nobody tells you

Why the evidence deadline is so much shorter than the legal one

You may well have two or three years to file a truck accident lawsuit. That is the number every website quotes. It is also the number that gets people hurt, because it creates the impression there is no rush.

There is. The proof runs out long before the deadline does.

Federal rules require a trucking company to keep a driver’s hours-of-service records for six months. After that, the company is entitled to destroy them — and those records are usually how a case involving a tired driver gets proved at all. The engine control module, the “black box” that recorded speed and braking in the seconds before impact, has no retention requirement whatsoever. It gets overwritten as the truck keeps driving, or disappears when the tractor is repaired, sold, or simply put back on the road. Dashcam and fleet camera footage typically recycles on a 30-day loop or shorter.

None of that is misconduct. It is ordinary business record-keeping, and it is entirely lawful — right up until someone puts the company on formal notice to preserve it. That notice is called a preservation letter, or a litigation hold, and it is the single most time-sensitive thing in a truck case.

So a person in a three-year state can be sitting two years and eleven months away from their legal deadline and three weeks away from losing the evidence that would have won the case. Both clocks are real. Only one of them is on your side.

Next seven days

What to do now, in order

Ask a lawyer to send a preservation letterThis is the urgent one. It legally obliges the trucking company to stop deleting logs, black box data and camera footage. Most firms will send one the same day, and it costs you nothing.
Do not give the insurer a recorded statementThe carrier's insurance company will often call within days, sometimes within hours, and will ask to record you. You are not required to agree, and what you say while injured and medicated can be used to reduce or deny your claim.
Get the police report and the reporting officer's nameRequest it from the investigating agency. Note the report number. For a commercial truck there may also be a separate state or federal inspection report.
Photograph everything, including yourselfThe vehicles, the scene, the road, and your injuries as they change over the following days. Bruising often looks worse a week later than it did on day one.
Keep every medical record and billIncluding the ambulance, the emergency room, prescriptions, physiotherapy and any time you had to take off work.
Write down what you remember, todayWeather, traffic, what the truck did, what you heard, who stopped to help. Memory for detail fades fast and a contemporaneous note carries real weight later.

Nearby states

Crash happen across a state line?

The deadline follows the state where the crash happened, not where you live. If you were travelling, check the right one.

FAQ

Iowa truck accident deadline questions

What is the statute of limitations for truck accidents in Iowa?

Generally 2 years from the date of the crash for a personal injury claim, under Iowa Code § 614.1(2). That is shorter than most states. Specific facts can shorten or extend it.

How long do I have to file a wrongful death claim in Iowa?

Generally 2 years, running from the date of death under Iowa Code § 614.1(2). Where someone is injured in a crash and dies later, that start date is not the date of the crash.

What if a government truck was involved in Iowa?

A tort claims notice is generally required before any lawsuit, in as little as 60 days, under Iowa Code § 670.5. This deadline is much shorter than the filing period and missing it usually bars the claim entirely.

How fast does truck evidence disappear in Iowa?

At the same rate as everywhere else, because it is governed by federal rules and company practice rather than state law. Driver logs can be destroyed after six months under 49 C.F.R. § 395.8(k)(1); black box data and camera footage have no retention requirement at all and are routinely gone within 30 days.

Have someone check your actual dates

A calculator works from five answers. A lawyer works from the police report, the carrier's records and the facts of what happened to you in Iowa — and can send the preservation letter today. The review is free and costs you nothing.

Call (888) 555-0142 Send my details

Free · confidential · no obligation. Contacting us does not create an attorney-client relationship.